Ground-Up Construction Loans

Build Your Vision from the Ground Up with Flexible Construction Financing

At MGM Capital, we offer Ground Up Construction Loans that provide the capital you need to bring your development projects to life. Designed for both residential and commercial new builds, our construction loans deliver flexible funding to support your project’s unique needs.

Loan Overview

  • Loan-to-Cost (LTC): Up to 85% of total project costs

  • Loan-to-Value (LTV): Up to 70% of completed property value

  • Interest Rate: Competitive rates from 8% - 12%

  • Term Length: 12–24 months, with extension options available

  • Disbursement: Funds released in phases according to project milestones

  • Eligible Property Types: Residential, commercial, and mixed-use builds

  • Minimum Credit Score: 660

  • Loan Amounts: $100k-$10MM