Real Estate Financing Built for Investors — Not Banks.
No W-2s. No red tape. Just fast, flexible funding structured around your deal. Fix & Flip | DSCR | Bridge | Ground-Up Construction | Portfolio Lending
Our Loan Programs
FIX & FLIP
Flip More. Fight Less.
Fast capital for investors who move fast. We fund the purchase and the rehab — up to 100% of project costs for the right deal — so you're not sitting on the sidelines waiting for a bank to catch up.
Experience: Any level
Credit Score: 600+
Interest Rate: 8.99% – 15%
Points: 0–3%
LTC: Up to 100%
ARV: Up to 75%
Property Types: SFR, Multi-Family, Mixed-Use, Condo & More
Loan Size: $75,000 – $5 Million
Term: 4–18 Months
DSCR (STR & LTR)
Let the Property Qualify Itself.
No tax returns. No personal income verification. If the rent covers the debt, we have a path forward. Built for buy-and-hold investors running long-term rentals, short-term rentals, or both.
LTV: Up to 85% (65% for Foreign Nationals)
Credit Score: 620+
Interest Rate: Starting at 5.75%
Loan Amount: Up to $10 Million
Property Types: SFR, Condos, Townhomes, 5–8 Unit Multifamily, Mixed-Use & More
Term: 30 Years | Interest-Only & ARM Options Available
Ground-Up Construction
Build It. We'll Fund It.
From lot to certificate of occupancy, we fund new construction projects for residential builders, developers, and investors. Structured draws, flexible terms, and a team that understands how construction timelines actually work.
LTC: Up to 100% of Total Project Costs
ARV: Up to 75%
Interest Rate: 8.99% – 15%
Term: 6–24 Months
Credit Score: 600+
Property Types: Residential, Commercial & Mixed-Use
Bridge Loans
Move Fast. Don't Miss the Deal.
When timing is everything, bridge financing keeps you in the game. Close in as little as 7 days while you stabilize, renovate, or wait for permanent financing to catch up.
LTV: Up to 80% of Current Property Value
Interest Rate: 8% – 12%
Term: 6–24 Months
Closing Time: As Fast as 7 Days
Credit Score: 660+
Best For: Acquisitions, Value-Add Projects & Refinances Pending Permanent Financing
About Us
We're Not Your Average Lender.
MGM Capital Investments is a commercial and investment mortgage brokerage built specifically for real estate investors, builders, and developers. We don't care about your W-2. We care about your deal.
Whether you're flipping your first house, scaling a rental portfolio, or breaking ground on a new construction project — we structure financing around what the deal actually needs. Fast closings, flexible terms, and a team that picks up the phone.
Headquartered in Gastonia, NC. Lending nationwide.
Why Investors Choose MGM Capital
Fast Closings
When a deal is on the line, speed wins. We close in as little as 5–7 days — because a good deal doesn't wait for a slow lender.
Financing Built Around Your Deal
Cookie-cutter loans don't work for real estate investors. We look at the full picture — the property, the strategy, the numbers — and structure financing that actually fits.
You Get a Broker, Not a Call Center
We've been in the trenches. We know how deals work, where they break down, and how to keep them moving. You get direct access to experienced people who give you straight answers.
One Platform. Every Deal.
Fix & Flip. DSCR. Bridge. Ground-Up Construction. Portfolio. Commercial. Whatever your next move is, we've got a product for it — and a lender network to back it up.
What Our Clients Are Saying
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The thing that stood out the most was Matt Miller's communication and promptness. Keeping a small numbers of days to close is crucial to my business. It allows to me to make more competitive offers. Matt made the process effortless.
Fix & Flip Client
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Matt was attentive on my refi from day one to closing. He made and kept every word he said and exceeded all my expectations during the process. I never had such a smooth and expedient transaction before this. Thank you, Matt. You are now my go to broker.
DSCR Client
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Matt was not only helpful in finding a great lender but was great at providing the support needed to see it through to closing!
Fix & Flip Client
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MGM Capital made the whole process feel easy. They actually took the time to understand what I was trying to do—not just hand me a loan. I’ll definitely be using them again.
Fix & Flip Client
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I used MGM Capital for a DSCR loan on a short-term rental I bought near Folly Beach, and I couldn’t be happier. They explained everything clearly, ran the numbers with me, and made sure the deal actually cash flowed. The process was smooth from start to finish, and I never felt like I was just a number. If you're investing in STRs, these are the people you want in your corner.
DSCR Client
FAQs
Got questions? We’re here to help. Here are answers to some of the most common questions about our loan programs and services.
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We finance a wide range of properties, including single-family homes, multi-family units, mixed-use buildings, condos, and commercial real estate.
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With a clear title, we can close in as little as 7 days for certain loans, helping you move quickly on investment opportunities.
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Most of our loan programs require a minimum credit score of 660, although some flexibility may be available depending on the loan type and property.
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A DSCR (Debt Service Coverage Ratio) loan bases approval on property income rather than personal income, making it ideal for investors with rental properties.
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Yes, we offer financing up to 65% LTV for foreign nationals with no U.S. credit history required.
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Most of our loan programs have no prepayment penalties, allowing you flexibility in managing your investments.
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Simply reach out to us, and we’ll guide you through the initial steps, including property details and borrower information needed to get started.
Contact Us
Ready to take the next step? Whether you’re looking to fund your next investment or want more details about our loan programs, we’re here to help.