DSCR Rental Loans
Unlock real estate investment opportunities with loans focused on rental income, not personal income.
Our DSCR (Debt Service Coverage Ratio) Rental Loans are designed for investors who want to expand their portfolios without relying on personal income verification. With approval based on property cash flow, these loans offer a streamlined approach to financing rental properties.
Loan Overview
No Personal Income Verification: Approval is based on the property’s cash flow, not your personal income.
High Loan-to-Value (LTV): Up to 85% LTV for domestic investors and up to 65% for foreign nationals.
Competitive Rates: Starting from 6.25% for long-term rental financing.
Flexible Terms: 30-year terms available, with options for interest-only and adjustable-rate mortgages (ARM).
Property Types: Eligible for single-family homes, condos, townhomes, multi-family (up to 8 units), and mixed-use properties.
Prepayment Penalty: 0-5-Year Options
Ideal for Expanding Portfolios: Perfect for investors focused on rental income and portfolio growth.